Medical Insurance for Travellers

Before travelling check with your own insurance company to confirm whether your policy applies in Germany, in particular check the adequacy of the coverage and provision for medical evacuation.

Health care within the EC

The European right protects European Community citizens while on holiday in other EC countries. The  EC-regulations on social security ensure that tourists receive medical care and treatment in another EC country in the event of an accident or  sudden illness.  

The central point of these community-regulations is:  persons have a right to health care services in the case of emergency in the vacation-country equivalant to those avaliable to local inhabitants, if the persons are covered by a valid health insurance policy in the homeland.

Health care for outwithin the EC

In all other countries, the EC regulations have no validity. However "bilateral social insurance-agreements" exist between Germany and  Croatia, Switzerland, Turkey, Tunisia. These provide a comparable level of protection. Current information can be obtained from your  health insurance company.

USA

U.S. medical insurance is not always valid outside the United States. U.S. Medicare and Medicaid programmes do not provide payment for medical services outside the United States.